Crossroads Credit Union

Secured & Agricultural Loans (Fixed Rate)	APR*
Up to 9 Months	6.25%
Up to 12 Months	6.50%
Up to 36 Months	7.00%
Up to 60 Months	7.50%
Over 60 Months	8.50%

Variable Rate
Rate subject to change quarterly	7.75%

Line of Credit
Up to 1 Year	6.50%

Signature
Up to 36 Months	14.00%
Up to 36 Months, $5,000 maximum	7.50%

Real Estate
Call for current mortgage rates or go to
membersmortgageservices.com

Share/Certificate Secured
Up to 5 Years	3.00%
	above dividend rate
*Annual Percentage Rate

Savings Accounts	Rate	APY*	Min Balance
Shares up to $3,000.00	1.00%	1.00%	$5.00
Shares over $3,000.00	1.25%	1.26%
Daily	.50%	.50%
Money Market Shares	2.00%	2.02%	$2,500.00
IRA Shares	2.00%	2.02%	$10.00 Min Dep
*Annaul Percentage Yield

Certificate Term **	Rate	APY*	Minimum Balance
91 day	2.60%	2.63%	$2,500.00
Money Market - monthly	2.70%	2.72%	$2,500.00
6 Month	2.70%	2.72%	$500.00
1 year	3.00%	3.00%	$500.00
18 Month	3.05%	3.05%	$500.00
30 Month	3.15%	3.15%	$5,000.00

*Annual Percentage Yield
**Penalty for early withdrawal may reduce the APY